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Fit-Out Finance (Shop & Office)

Transform Your Space, Preserve Your Capital

Whether you’re refurbishing your office, upgrading your retail or hospitality premises, or relocating and redesigning your commercial space — Ausquip Finance delivers tailored funding solutions that help you bring your vision to life without draining your working capital.

Why Choose Our Fit-Out Finance

  • Purpose-built for premises transformation
    Fit-out finance covers everything from interior design, partitions and flooring, through to furniture, fixtures, equipment and finishing, so you can refresh or relocate your business environment effectively.

  • Preserve cash flow and maintain flexibility
    By spreading the cost of a full fit-out you free up cash for operations, marketing and growth—rather than committing large sums upfront.

  • Fixed and predictable repayments
    Many fit-out finance agreements allow you to lock in fixed payments over a set term, which means improved budgeting and fewer surprises.

  • Accessible for businesses of all sizes
    From start-ups and small enterprises to multi-site national operations, we work with businesses across sectors—office, retail, hospitality, healthcare and more—to structure a fit-out suitable for your scale.

  • Supportive process with specialist expertise
    We simplify the financial side of your fit-out project—matching you to lenders who understand fit-out projects (including hard and soft costs) so you spend less time worrying about approvals and more time on delivery.

What we fund

We fund a wide range of commercial fit-out assets and works including, but not limited to:

  • Interior build-outs: partitions, walls, ceilings, flooring

  • Furniture and fixtures: desks, chairs, shelving, reception counters

  • Equipment and specialist installs: AV systems, lighting, dedicated fit-outs for retail or hospitality

  • Infrastructure upgrades: HVAC, lighting, electrical rewiring and compliance

  • Branding, way-finding, decorative finishes and signage

  • Relocation works: from shell space to fully operational premises

How It Works – Our Approach

    • Initial consultation – We assess your business, premises and fit-out plan, and discuss your timeline, budget and growth strategy.

    • Tailored finance structure – We work with you to define term, repayment schedule and any upgrade or replacement strategy that aligns with your business cycle.

    • Lender matching & application – Leveraging our network of lenders familiar with fit-out projects, we guide you through documentation and approvals.

    • Project execution & funding – Once approved, we release the funds, coordinate the payment flow (often aligned with progress milestones) and ensure your fit-out can proceed without delay.

    • Ongoing review & support – As your business evolves, we’re here to help with refinancings, expansions or upgrades when you’re ready.

Get Your Business Finance Approved — Apply Today!

Applying is simple. Complete the short form below with a few key details about your business, and one of our finance specialists will review your information the same day. We’ll contact you to confirm your eligibility, discuss your best options, and help you prepare any supporting documents.

Whether you’re a sole trader, small business owner, or managing director of a growing operation, we’ll help you access the right finance solution to move forward with confidence.

Apply now and let Ausquip Finance help you secure the funding your business deserves — fast, simple, and stress-free.

Get pre-qualified for fit-out finance today

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Why choose us

Tailored Solutions

From office refurbishments and retail makeovers to hospitality and clinic upgrades — Ausquip Finance provides flexible fit-out funding solutions that cover design, build, furniture, fixtures and equipment. We understand project timelines, staged payments and minimising downtime, so we tailor finance to your cash flow and rollout plan.

Equipment Finance

Fund your fit-out & equipment in one structure — joinery, partitions, flooring, lighting, signage, furniture, POS/IT/AV, kitchen and back-of-house gear — with staged or fixed repayments that align to your project milestones.

Business Finance

Access working capital during refurbishment to manage payroll, inventory and contingencies while works are underway. Options for progress-claim funding and quick approvals help reduce downtime.

Personal Finance

For owners and principals, keep personal purchases (e.g., vehicles or lifestyle finance) separate from the project budget so your business cash stays focused on the fit-out.

Property Finance

Acquire or renovate your premises and finance leasehold improvements — from base-build upgrades to full refurbishments — with property finance structured around your lease, landlord contributions and project timeline.